15 Surprising Stats About Impound Car Insurance

Impound car insurance

In the last 1 year, police have impounded over 11000 cars that were uninsured in one county and they have impounded over 12,000 vehicles from drivers that were uninsured in the West Midlands in the last 12 months.

The drivers that are not insured have been sent a clear message as over 32,00 cars were impounded because the drivers did not have valid insurance. With drivers uninsured ever a persisting problem on the UK’s roads, the police have taken to putting vehicles that they have impounded on show giving a warning to drivers to get insured or they will lose their vehicle.

Across the UK, the police are clamping down on uninsured drivers. The number of impounded cars across the UK continues to grow but it is estimated that there are still over 1 million drivers on UK roads without car insurance.

The demand for impounded car insurance

The demand for impound car insurance remains at an all-time highest due to the number of police operations in progress across the country in attempts to curb the number of uninsured vehicles on UK roads.

Not only are the drivers of uninsured cars risking having their cars impounded by the police; they are putting other drivers at risk. If the driver is involved in an accident in one of the high-risk areas there is a  huge chance that the other driver has no suitable cover in place to pay for damage, legal or medical costs incurred.

If the police suspect that a vehicle is being driven without insurance they have the right to impound it at the roadside. The registered owner of the vehicle should then attend the police pound where the vehicle will be kept and prove that they have a valid impound car insurance policy to retrieve it.

The main advice for drivers that are involved in an accident with uninsured drivers is to collect as many details as possible, record the registration number, model of the vehicle, and contact details of the driver. You must gather many details of as many witnesses as possible to help identify who was at fault when an accident occur.

How can you find insurance for impounded cars?

Getting your car impounded can be a major problem that is expensive as well as time-consuming. You will be needed to have proof of insurance before you can get your vehicle released in your possession and on the road driving again. There can be many reasons why your vehicle could be impounded but there is just one way to get it out that is to pay impound fees plus daily storage charges and have your required documentation ready quickly. You need

  • A valid driving license
  • Proof of valid insurance
  • A valid MOT certificate

Keep in mind that if you do not have proof of insurance, it is likely you will not be able to retrieve your vehicle from impound.

Why does a vehicle gets impounded by the police?

There are many reasons why a vehicle gets impounded by the police. Some of them are:

  • Parked on public roads
  • Driving without a valid insurance
  • Parked on private land without a SORN (statutory Off Road Notification)
  • Involved in a crime
  • Being driven in a dangerous manner
  • Illegally parked

Can your vehicle get impounded by the police without insurance?

Yes, it is possible but it largely depends on which state you are driving. In most cases, when you are driving without insurance you will be given a citation. But it is up to the police officer that caught you whether or not your vehicle is impounded. Odds are though if you are caught for the first time, you will likely get some mercy if you are a repeat offender, you could very easily have your vehicle impounded.

Your state will only need you to carry state minimum liability limits but if your car is leased or financed then the lienholder will need you to carry comprehensive insurance in almost all circumstances. If your vehicle is impounded and you have a lien on your vehicle the police pound can need you to show proof of complete coverage insurance. 

How to get insurance for impounded cars?

You need to provide proof of state minimum insurance coverage from the state you are driving. Before you can buy an insurance policy, you will need to get an insurance quote. It can be time-taking and expensive if you are not prepared. It is necessary to find the cheapest impound car insurance quotes with the valid coverage you require. Here are a few pieces of information you will require to begin an insurance quote:

  • Copy of your driving license
  • Valid driving record information
  • Car information number
  • Other basic information

Leave a Reply

Your email address will not be published. Required fields are marked *